Palm Springs Personal Injury Firm
Schedule a Free Consultation 760.530.4868
Car Insurance Claims Attorneys
Serving Southern California

Palm Springs Car Insurance Lawyers

Team up with a Former Insurance Defense Lawyer in Palm Springs, CA

After a car accident, it is not uncommon for an insurance company to try and cheat the accident victim out of their maximum compensation. At Cohn & Swartzon, P.C., we are committed to protecting our clients from dishonest claims adjusters. Don't settle for less than what you deserve!

We recognize that our clients are already going through a stressful time in their lives-the last thing they need is to deal with an insurance company that is not willing to give them what they deserve.

Our car insurance attorneys in Palm Springs can help you deal with insurance companies in the following ways:

  • Advise you of your rights
  • Thoroughly review your insurance policy to verify the insurance adjuster's offer
  • Help you gather all the necessary medical evidence
  • File the necessary paperwork properly
  • Aggressively negotiate for the maximum compensation possible

Unlike other car accident law firms, one of our founders has experience serving as defense counsel for insurance companies. This unique background gives him an insider's perspective on how insurance companies think and operate. We are aware of the various strategies insurance companies use in order to decrease the value of a settlement. This knowledge and background gives us the ability to predict the tactics that an insurance company may try to utilize against our clients.

Tips for Dealing with Auto Insurance Companies

Most people turn to auto insurance companies for much-needed financial support in the event of a car accident. While many car insurance providers may present an appearance of being on the driver’s side and constantly reassure drivers that they will make every effort to pay them a fair settlement, it is important to remember that insurers are still businesses with shareholders to please and profits to protect.

It is not in an insurance company’s best interests to pay claims, therefore insurance adjusters may resort to less-than-honest tactics to minimize, delay, or even deny payment of a motorist’s claim. Fortunately, motorists who make themselves aware of these strategies and follow key advice can protect their rights as a policyholder.

If you have been injured in a car accident, the following tips can help you deal with your insurance company and maximize your chances of securing the compensation you deserve.

1. Be Honest

Withholding information or lying to your insurance adjuster is one of the easiest ways to have your claim be denied. Provide them with the information they request promptly and accurately, as long as their requests are reasonable.

2. Read Your Insurance Policy

Insurance companies may sometimes mistakenly or intentionally misrepresent your coverage. If your insurance adjuster claims that you are not covered, do not take their word for it until you have thoroughly read your policy. In many cases, a specific details regarding what exactly is and is not covered may be hidden in dense legal terminology in the fine print of your insurance policy.

3. Do Not Sign Any Authorizations for Medical Information

After a crash, your insurance adjuster may request that you sign an authorization form that allows them to access your medical records. While this may seem reasonable, what they will not tell you is that this authorization allows them to sift through your entire medical history in search of evidence of a past affliction that allows them to falsely claim that your injuries were due to a preexisting condition.

4. Provide As Much Evidence As You Can

The more evidence you have to back up your claim, the more likely you are to avoid any delays or denials of payment. Include photographs of the damage, witness testimonies, photographs of your injuries, copies of medical bills, receipts for prescription drugs, and pay stubs to prove lost wages. It is also recommended that you keep a journal recording all difficulties that have been caused by your injuries, including your levels of pain, activities that your injuries prevent you from doing, and any days that your injuries have caused you to miss work.

5. Do Not Accept the First Offer

The first settlement offer you receive will likely be far less than what you actually deserve. While your adjuster will likely lead you to believe that you must accept their offer as soon as possible, in reality, you have much more time to consider your options and may conduct your own independent repair estimates. An attorney can help you maximize your potential settlement and ensure your rights are protected.

Customized Solutions to Fit Your Unique Needs

When filing a car insurance claim, it is essential that every step is handled with precision and great attention to detail in order to obtain the maximum amount of compensation possible for your car accident. Our experience as former insurance defense counsel combined with over 40 years of collective legal experience in the field enables us to provide our clients with effective, customized, and proven solutions for their car accident claims.

In fact, we have recovered more than $75 million on behalf of our clients, earning us membership in the Million Dollar Advocates Forum® and the Multi-Million Dollar Advocates Forum®. No matter how complicated your situation may seem, you do not have to file your claims alone. Let our Palm Springs car insurance claim lawyers even the playing field with insurance companies!

Contact our firm today to find out how we can assist you with your car accident insurance claim. We are proud to extend evening and weekend services to our clients, as well as free initial case evaluations! We also provide Spanish-speaking services.

Recent Reviews & Testimonials

  • They were completely honest, and offered great advice.

    “I highly recommend Cohn & Swartzon. When I decided to retain the Firm, I initially spoke with Attorney Jason D. Cohn. He was very knowledgeable and helpful in explaining what sort of personal injury case to expect. With the assistance of Attorney Saar Swartzon, Cohn & Swartzon were able to get me a $28,000 settlement. I was very pleased with the Firm's persistence and hard work. The attorneys always kept me informed about how my case was going, they were completely honest, and offered great advice. They listened to my concerns and needs, and always made me feel like I was a high priority client. Everyone at the Firm is very friendly and caring, both as one's legal representation, and simply as individuals. Thanks again!”

    J.A.C.

  • It is a real pleasure to recommend Cohn & Swartzon!

    “It is a real pleasure to recommend Cohn & Swartzon! For personal, prompt and excellent service they can't be beat. They certainly took the stress away in settling my claim. I am so thankful to them.”

    Barbara M.

  • My personal experience with Cohn & Swartzon has been superb.

    “My personal experience with Cohn & Swartzon has been superb. They have provided expert legal advice, representation and counsel on a wide range of subject matters. I have personally recommended Cohn & Swartzon to several friends and colleagues.”

    Damon S.

  • He was always available and always returned my phone calls.

    “It is my pleasure to recommend the law firm of Cohn & Swartzon. I was recommended to Jason through an attorney friend of mine who suggested that I see him because of the sensitivity of my case. I met with him and instantly saw the compassion and professionalism that was instilled in him. He took on my case which was an emotional and difficult one. He handled us with care, step by step, and I watched him fight hard in court and win. He was always available and always returned my phone calls. He was always straightforward and kept us in the loop. He was very informative. I will never forget what he did for our family. Two years later, I had another emergency occur in our family and he returned my call that evening and again took care of everything. I have recommended Cohn & Swartzon to family and friends and will continue to do so. They were there for my family when I needed them and the professionalism and expertise says it all.”

    Audrey S.

  • Cohn & Swartzon helped me to receive greatly needed medical care.

    “I was recently hurt in a really bad car accident. I did not have health insurance but Cohn & Swartzon helped me to receive greatly needed medical care. They also helped me get a replacement car quickly so that my wife could continue to drive to work while I was at home, getting better. I could not have done it alone, and I am very grateful to them.”

    Jackob S.