Palm Springs Personal Injury Firm
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Car Insurance Claims Attorneys
Serving Southern California

Palm Springs Car Insurance Lawyers

Team up with a Former Insurance Defense Lawyer in Palm Springs, CA

After a car accident, it is not uncommon for an insurance company to try and cheat the accident victim out of their maximum compensation. At Cohn & Swartzon, P.C., we are committed to protecting our clients from dishonest claims adjusters. Don't settle for less than what you deserve!

We recognize that our clients are already going through a stressful time in their lives-the last thing they need is to deal with an insurance company that is not willing to give them what they deserve.


Contact our Palm Springs car insurance attorneys today to learn about the steps you can take to get started on your car insurance claim today.


Our car insurance attorneys in Palm Springs can help you deal with insurance companies in the following ways:

  • Advise you of your rights
  • Thoroughly review your insurance policy to verify the insurance adjuster's offer
  • Help you gather all the necessary medical evidence
  • File the necessary paperwork properly
  • Aggressively negotiate for the maximum compensation possible

Unlike other car accident law firms, one of our founders has experience serving as defense counsel for insurance companies. This unique background gives him an insider's perspective on how insurance companies think and operate.

We are aware of the various strategies insurance companies use in order to decrease the value of a settlement. This knowledge and background gives us the ability to predict the tactics that an insurance company may try to utilize against our clients.

Tips For Dealing With Your Auto Insurance Company

Most people turn to auto insurance companies for much-needed financial support in the event of a car accident. While many car insurance providers may present an appearance of being on the driver’s side and constantly reassure drivers that they will make every effort to pay them a fair settlement, it is important to remember that insurers are still businesses with shareholders to please and profits to protect.

It is not in an insurance company’s best interests to pay claims, therefore insurance adjusters may resort to less-than-honest tactics to minimize, delay, or even deny payment of a motorist’s claim. Fortunately, motorists who make themselves aware of these strategies and follow key advice can protect their rights as a policyholder.

How To Deal With Your Insurance Company After a Car Accident

If you have been injured in a car accident, the following tips can help you deal with your insurance company and maximize your chances of securing the compensation you deserve.

1. Be Honest

Withholding information or lying to your insurance adjuster is one of the easiest ways to have your claim be denied. Provide them with the information they request promptly and accurately, as long as their requests are reasonable.

2. Read Your Insurance Policy

Insurance companies may sometimes mistakenly or intentionally misrepresent your coverage. If your insurance adjuster claims that you are not covered, do not take their word for it until you have thoroughly read your policy.

In many cases, a specific details regarding what exactly is and is not covered may be hidden in dense legal terminology in the fine print of your insurance policy.

3. Do Not Sign Any Authorizations for Medical Information

After a crash, your insurance adjuster may request that you sign an authorization form that allows them to access your medical records.

While this may seem reasonable, what they will not tell you is that this authorization allows them to sift through your entire medical history in search of evidence of a past affliction that allows them to falsely claim that your injuries were due to a preexisting condition.

4. Provide As Much Evidence As You Can

The more evidence you have to back up your claim, the more likely you are to avoid any delays or denials of payment.

Include:

  • Photographs of the damage
  • Witness testimonies
  • Photographs of your injuries
  • Copies of medical bills
  • Receipts for prescription drugs
  • And pay stubs to prove lost wages

It is also recommended that you keep a journal recording all difficulties that have been caused by your injuries including:

  • Your levels of pain
  • Activities that your injuries prevent you from doing
  • And any days that your injuries have caused you to miss work

5. Do Not Accept the First Offer

The first settlement offer you receive will likely be far less than what you actually deserve. While your adjuster will likely lead you to believe that you must accept their offer as soon as possible, in reality, you have much more time to consider your options and may conduct your own independent repair estimates.

An attorney can help you maximize your potential settlement and ensure your rights are protected.

Customized Solutions to Fit Your Unique Needs

When filing a car insurance claim, it is essential that every step is handled with precision and great attention to detail in order to obtain the maximum amount of compensation possible for your car accident.

Our experience as former insurance defense counsel combined with over 40 years of collective legal experience in the field enables us to provide our clients with effective, customized, and proven solutions for their car accident claims.

In fact, we have recovered more than $75 million on behalf of our clients, earning us membership in the Million Dollar Advocates Forum® and the Multi-Million Dollar Advocates Forum®.

No matter how complicated your situation may seem, you do not have to file your claims alone. Let our Palm Springs car insurance claim lawyers even the playing field with insurance companies!


Contact our firm today to find out how we can assist you with your car accident insurance claim. We are proud to extend evening and weekend services to our clients, as well as free initial case evaluations! Our firm also provides Spanish-speaking services.


Recent Reviews & Testimonials

  • We ended up obtaining much more compensation than we ever thought possible.

    “I am very happy to recommend Cohn & Swartzon. My two young daughters and I were hit by a teenage driver whose vehicle flipped over our SUV. Cohn & Swartzon took care of everything, from dealing with my own insurance to educating me on the importance of getting top notch medical care. We ended up obtaining much more compensation than we ever thought possible. Thank you so much!”

    Lori G.

  • Cohn & Swartzon helped me to receive greatly needed medical care.

    “I was recently hurt in a really bad car accident. I did not have health insurance but Cohn & Swartzon helped me to receive greatly needed medical care. They also helped me get a replacement car quickly so that my wife could continue to drive to work while I was at home, getting better. I could not have done it alone, and I am very grateful to them.”

    Jackob S.

  • I am very happy with the level of service Cohn & Swartzon provided me with during my time of need.

    “I am very happy with the level of service Cohn & Swartzon provided me with during my time of need. I truly did not expect my insurance to cover my legal fees, but I am sure that Attorney Cohn and Attorney Swartzon wrote a great letter to them. I hope that I don't need an attorney ever again; but if I did, I would go back to Cohn & Swartzon. And I would definitely refer my family and friends.”

    Maria S.

  • After Cohn & Swartzon fought hard for me in court, I received over a 6 figure settlement and also had my surgery paid for.

    “When I first met with Cohn & Swartzon, they explained to me that I had a difficult case; but because of my severe injuries, they were willing to help. Initially, the insurance did not offer much; but after Cohn & Swartzon fought hard for me in court, I received over a 6 figure settlement and also had my surgery paid for.”

    Deborah V.

  • My personal experience with Cohn & Swartzon has been superb.

    “My personal experience with Cohn & Swartzon has been superb. They have provided expert legal advice, representation and counsel on a wide range of subject matters. I have personally recommended Cohn & Swartzon to several friends and colleagues.”

    Damon S.